Privacy Policy Flashcards Maker values your privacy and is committed to protecting your personal data. This Privacy Policy explains how we handle your information when you use our services. 1. No Collection of Personal Data We do not collect, store, or process any personal data from our users unless explicitly required for a feature and consented to by you. 2. On-Device Processing Whenever possible, all data processing occurs on your device. Your flashcards, study progress, and any related data remain local and are not transmitted to our servers unless explicitly required for a feature and agreed to by you. 3. Limited Data Transmission If a specific feature requires transmitting data, such as cloud-based enhancements or optional backups, we will inform you and request your consent before proceeding. Any such transmission will be encrypted and handled securely. 4. Third-Party Services We may use third-party services to enhance your experience (e.g., cloud storage providers, analytics). These services have their own privacy policies, and we encourage you to review them before using such features. 5. Data Security We implement industry-standard security measures to protect any data that may be processed through our service. However, as no system is completely secure, we recommend using strong security practices on your devices. 6. Children’s Privacy Flashcards Maker is not intended for use by children under 13. We do not knowingly collect or store any information from children. 7. Policy Updates We may update this Privacy Policy from time to time. Significant changes will be communicated through our website or via email. 8. Contact Information If you have any questions about our Privacy Policy, please contact us at LiberaceAi@gmail.com. Last updated: March 28, 2025 Terms of Service 1. Acceptance of Terms By accessing and using Flashcards Maker services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use our services. 2. Description of Service Flashcards Maker provides a platform for users to create, organize, and study digital flashcards. The service offers customizable study modes, spaced repetition, and additional features available through premium subscription plans. 3. Privacy and Data Protection We take privacy seriously. All processing happens on your device whenever possible. We do not store or transmit your flashcards or study data to our servers unless explicitly required for a feature and consented to by you. For full details, please review our Privacy Policy. 4. User Accounts To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must immediately notify Flashcards Maker of any unauthorized use of your account. 5. Subscription and Billing Premium features require a subscription. By subscribing, you agree to pay the fees according to your selected plan. Subscriptions automatically renew unless canceled before the renewal date. Refunds are provided in accordance with the platform's policies through which you purchased the subscription. 6. Acceptable Use You agree not to use Flashcards Maker for any illegal or unauthorized purpose. You must not violate any laws in your jurisdiction, including copyright or trademark laws. You agree not to use the service to generate, process, or share content that is unlawful, threatening, abusive, misleading, defamatory, or otherwise objectionable. 7. Intellectual Property Flashcards Maker and its content, features, and functionality are owned by Flashcards Maker and are protected by international copyright, trademark, patent, and other intellectual property laws. You may not modify, reproduce, or create derivative works based on our service without our prior written consent. 8. Limitation of Liability FLASHCARDS MAKER IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. UNDER NO CIRCUMSTANCES SHALL FLASHCARDS MAKER, ITS OWNERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING FROM YOUR USE OF THE SERVICE, INCLUDING BUT NOT LIMITED TO LOSS OF DATA, LOSS OF OPPORTUNITIES, OR DAMAGE TO REPUTATION, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. WE DO NOT GUARANTEE THE ACCURACY, COMPLETENESS, OR EFFECTIVENESS OF STUDY RECOMMENDATIONS OR ANY AI-GENERATED CONTENT. YOU ARE RESPONSIBLE FOR YOUR OWN STUDY DECISIONS AND OUTCOMES BASED ON THE SERVICE’S RECOMMENDATIONS. WE DO NOT GUARANTEE ANY SPECIFIC RESULTS, AND YOU WAIVE YOUR RIGHT TO SUE FOR ANY CONSEQUENCES OF USING THIS SERVICE. 9. No Guarantee of Results Flashcards Maker is a tool to assist users with studying but does not guarantee academic success, test performance, or memory retention. Any decisions based on the service’s insights are solely your responsibility. 10. Changes to Terms We reserve the right to modify these terms at any time. We will provide notice of significant changes through our website or via email. Your continued use of the service after such modifications constitutes your acceptance of the updated terms. 11. Termination We may terminate or suspend your account and access to our service immediately, without prior notice, for conduct that we believe violates these Terms of Service, is harmful to other users, to us, or to third parties, or for any other reason at our sole discretion. 12. Indemnification You agree to indemnify, defend, and hold harmless Flashcards Maker, its affiliates, employees, and partners from any claims, damages, liabilities, costs, or expenses arising from your misuse of the service, violation of these terms, or infringement of any rights of another party. 13. Governing Law These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction in which Flashcards Maker operates. Any disputes arising from these terms shall be resolved exclusively in the competent courts of that jurisdiction. 14. Contact Information If you have any questions about these Terms of Service, please contact us at LiberaceAi@gmail.com. Last updated: March 28, 2025